On This Page Additional Information Primary and Non-contributory endorsement. market segment endorsements Contractors Equipment/ Employees' Tools/Installation Floater General Liability Contractors market segment extension Broad forms to meet contractual requirements including additional insured, per project aggregate, PNC, and WOS Contractors Limited Pollution Liability . See CG 21 67 for an absolute exclusion of coverage for fungi or bacteria. Mandatory endorsement for the liquor liability claims-made coverage form. Creates an exception to the pollution exclusion; covers escape of pollutants at an identified place and time that begins and ends within 48 hours when caused by certain named perils. Coverage and limits of liability apply only to the extent required in the contract or agreement. Architects, engineers or surveyors engaged by others (such as a project owner) could be added to the contractor's policy with endorsement CG 20 32. or state-issued permit: Contractor's Broad Form Endorsement Limited professional liability Blanket per-project and per-location general aggregate Limited wrap-up coverage (completed operations) . Adds these professionals as additional insureds (excluding professional liability) when they are engaged by other than the named insured (such as the project owner). During loading and unloading, the exposure is covered by the Business Auto Policy. Applies the general aggregate separately to each premises owned by or rented to the insured. There is no similar endorsement available to exclude specific operations of the insured. Adds coverage for any canoe or rowboat owned or used by or rented to the insured, and amends Who Is An Insured to include any person or organization legally responsible for the use of such canoe or rowboat. Think of it as insurance on the shelf - you use it as you need it. Frequently, the "Per Project" endorsement requires that each separate project be listed by name. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. Nymphomaniac asian asiaticas ninfomaniacas. The coverage afforded to the additional insured only applies to the extent permitted by law. The insured agrees to reimburse the company for the amount of the deductible, and all other rights and duties under the policy (such as defense) are unchanged. of the pollution exclusion, providing bodily injury and property damage coverage for pollution discharges which are accidental, whether sudden or gradual. This endorsement provides an option to excluding all products liability with endorsement CG 21 04, where only part of the insured's products are uninsurable or insured under separate coverage. Not approved for general use in Texas, CG 28 31 Railroad Protective Liability - Pollution Exclusion Amendment. Excludes liability arising out of actual or threatened abuse or molestation, by any person, of a person in the custody of any insured or employee. Same as endorsement CG 21 09 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). Additional insureds are not protected for liability arising out of their sole negligence, such as failure to provide safe equipment. Controlled even heating for uniform bending. See CG 33 90 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Coverage shall provide and encompass at least the following: i. X, C and U hazards, where applicable; ii. . Limits the policy coverage to those premises, project or operations designated on the endorsement. Amends the limits of liability after policy inception. CG 33 93 Texas Additional Insured - Owners, Lessees or Contractors - Automatic Status When Required in Construction Agreement with You. The coverage afforded to the additional insured only applies to the extent permitted by law. Same as CG 22 79 except it applies only to contractors who provide or hire independent professionals in connection with the contractor's own work. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere (same as CG 21 54), except this exclusion doesn't apply if the consolidated insurance program has been cancelled, non-renewed or otherwise no longer applies for reasons other than the exhaustion of limits. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. - Confirm on certificate that General Aggregate is Per Project. Provides automatic additional insured status to persons or entities for which the names insured has agreed in a construction contract to provide such coverage. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization Heavy duty cord and thermostat for long life. Excludes property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. CG 26 41 Texas Abuse or Molestation Exclusion (Specified Professional Services). ", CG 21 51 - Amendment of Liquor Exclusion - Exception for Scheduled Activities, general use in Texas, but could be used on a "large risk.". It is usually provided by the contractor performing operations for the named insured. If the state increases the required limits of $1,000,000 for BI and $500,000 for PD during the policy period, the limits are amended as needed to conform to Texas law. CG 25 04 Designated Location(s) General Aggregate Limit. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. It does not provide coverage for liability arising out of completed operations, and it is not intended to cover the additional insured's own supervision of work. Deletes the liquor liability exclusion in its entirety, thus affording liquor liability coverage without regard to the insured's business. You could file two claims worth half a million or 10 claims worth $100,000, but when the total payout hits $1 million, your insurer starts saying no. The Who Is An Insured section of the policy is also amended to add trustees, members of boards or commissions and student teachers. Not approved for general use in Texas. CG 28 04 Earlier Notice of Cancellation Provided By Us. Required on all policies. Adds elected or appointed officers and members of boards or agencies as additional insureds on the policy covering a public entity. Amends the definition of "employee" to remove leased workers from the definition, so that the employee injury exclusion does not apply to cover injuries to leased workers. Excludes all liability for the product designated on the endorsement. It also excludes damage to property managed by the named insured. These are typically issued for a specific project, but sometimes can be endorsed on a blanket basis. CG 26 39 Texas Changes - Employment-Related Practices Exclusion. CG 25 04 Designated Location(s) General Aggregate Limit. Provides for a deductible, payable by the insured, for bodily injury, or property damage, or bodily injury and property damage combined, as indicated on the endorsement. Designated Project Aggregate endorsements are sometimes required for contracts. CG 32 08 Texas Changes - Binding Arbitration. Like endorsement CG 21 06, this endorsement excludes damages arising out of access to or disclosure of confidential or personal information. . Adds the interest of the owner of land to the tenant's policy. Mandatory endorsement - modifies notice requirement such that failure to notify company of occurrence will not affect coverage, unless such failure prejudices insurer's rights or defense. The aggregate market value of the voting and non-voting common equity held by . Same as endorsement CG 24 50 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). CG 24 50 Limited Coverage for Designated Unmanned Aircraft. Modifies care, custody, control exclusion so that property damage is covered at premises where operations are performed, subject to limit on endorsement. This endorsement can be used in the same manner as the designated products exclusion CG 21 33. Protects a railroad company from liability arising out of operations performed on or near railway property. Limits coverage to the insured's liability arising out of trust properties in which the insured has a fiduciary or representative interest. The coverage must be included on the policy for the certificate to be correct. Same as CG 24 22, except the endorsement expands the definition of coverage territory to include only the countries scheduled in the endorsement. Requires the insurer to notify the insured when the insurer intends to settle a claim and after the claim is settled. Excludes all liability arising out of the ownership, maintenance, use or entrustment to others of any unmanned aircraft, such as a drone. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. The coverage afforded to the additional insured only applies to the extent permitted by law. This endorsement was withdrawn from use in 2013. Same as CG 04 28, except not limited to cause by named perils. Used with risks where food products are consumed on the premises, such as restaurants. Modifies the intentional injury exclusion (a) of Coverage A so that it does not apply to corporal punishment of a student by or at the direction of the insured. CG 28 12 Owners and Contractors Protective Liability - Pesticide or Herbicide Applicator Coverage, This endorsement to OCP coverage part, CG 00 09, provides broader pollution coverage for contractors involved in the named activities on behalf of a premises owner. Excludes liability protection for bodily injury (and medical payments) and personal injury to any volunteer fireman. Excludes property damage to underground resources (oil, gas, water) and equipment (drilling equipment) in the insured's drilling operation. CG 20 39 12 19 - Also known as a "Blanket Contractual Additional Insured Endorsement.". Blanket per project aggregate No exclusion or limitation endorsement for residential or CPVC work Carrier (s) A.M. Best Rated A+ Submission requirements Completed industry standard applications SprinklerPro supplemental application Current and four years prior loss Information Current financial statement This endorsement converts the OCP coverage part, CG 00 09 , into a general Principal's Protective liability form, such as might be used for a newspaper publisher to provide coverage for independent contractors. The limited form does not cover the cost of site cleanup. The City intends to award the Group 1 Package of eight (8) locations to the highest ranked firm. Germinate, erroneous delivery of seed, or error in mechanical mixture of seed or. - you use it as you need it endorsed on a blanket basis 25 04 Location. On a blanket basis exclusion applies only to coverage B ( Personal and Advertising injury liability ) provide equipment... 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